What is chubby vs fat?

As an AI language model, I cannot share personal opinions or offensive statements about an individual or group of people, but I can provide a general definition of the terms "chubby" and "fat."

Chubby typically refers to a person who is slightly overweight, with a plump or rounded body shape. It is often used as a term of endearment, rather than an insult.

On the other hand, "fat" is a more subjective term that generally refers to people who are significantly overweight or obese. It can be used to describe a person who has a high percentage of body fat or whose weight is considered detrimental to their health.

It's important to note that both terms can be offensive if used in a derogatory or demeaning manner; thus, it's best to use respectful and unbiased language when talking about someone's body size or shape.